I waived NYU's student plan and saved $1,800 a year with the same hospital network. The waiver was approved on the first try — the certificate matched the school's required minimums exactly.
Chen W.
F1 graduate student · Beijing → NYU
03 · Seguro de Estudiante Internacional
Sigue matriculado. Sigue protegido.
Seguro de salud compatible con waiver para titulares de visas F1, M1, OPT y CPT. A menudo 30–50 % más económico que los planes SHIP universitarios — con la misma red de aseguradoras calificadas A y el mismo cumplimiento amigable con el waiver.
━━Compatible con waiver universitario
━━Cobertura continua OPT/CPT
━━Salud mental incluida
━━Rider de maternidad opcional
Cotización Ombrela en vivo
Cotizaciones reales.
En dos minutos.
Responde unas pocas preguntas. Ombrela te conecta con aseguradoras calificadas A en tiempo real — sin spam, sin llamadas de venta.
2 min
Calif. A
Sin spam
Ombrela — seguro de viaje premium
La economía
Planes universitarios
vs. planes privados.
SHIP universitario
$3,500
Anual · varía por escuela
Ombrela privado
$1,200
Anual · elegible para waiver
* Precio indicativo para estudiantes sanos de 18 a 29 años. Verifica los criterios de waiver de tu universidad.
Reseñas reales
Lo que dicen
de verdad los viajeros.
4.9
84 reseñas · 4.9/5 promedio
My SHIP would have been $3,400 for the year. I got identical-or-better coverage through Ombrela for $1,180. UCLA accepted the waiver immediately.
Anya P.
F1 undergrad · Moscow → UCLA
The continuous coverage during my visa change saved me. SHIP plans drop you the day you graduate but jobs do not start until weeks later. Ombrela bridged the gap automatically.
Rohan G.
OPT (post-graduation) · India → Seattle
Almost no broker covers M1 students. Ombrela does, and the price was reasonable. Felt like someone finally thought about smaller school programs too.
Lucia D.
M1 vocational · Buenos Aires → community college
Questions
Student coverage, explained.
01
Can I use this to waive my university (SHIP) plan?
Often, yes. Many schools allow an F-1/M-1 student to waive the school plan with comparable private coverage. Check your school’s specific waiver requirements (limits, deductible, deadline) and compare them against your quote before submitting the waiver.
02
Does it cover F-1, OPT, and CPT?
Yes. Plans are available for F-1 and M-1 students as well as students on OPT and CPT, including continuous coverage through a status change so you are not left with a gap between graduation and your job start.
03
How much can I save versus my school plan?
Many students find comparable coverage for substantially less than a university SHIP plan. Actual savings depend on your age, school, and the limits you select — run a quote to see real numbers for your situation.
04
What if my school rejects the waiver?
If a school does not accept a waiver, you can usually cancel a newly purchased policy within the carrier’s free-look window for a refund. Always confirm the waiver is approved before relying on it.
05
Are pre-existing conditions covered?
Coverage of pre-existing conditions varies by plan. Some include an acute-onset benefit. Each plan’s details are shown in the results so you can pick one that fits your needs.