I waived NYU's student plan and saved $1,800 a year with the same hospital network. The waiver was approved on the first try — the certificate matched the school's required minimums exactly.
Chen W.
F1 graduate student · Beijing → NYU
03 · Seguro de Estudante Internacional
Continue matriculado. Continue protegido.
Seguro de saúde compatível com waiver para titulares de vistos F1, M1, OPT e CPT. Geralmente 30–50 % mais barato que os planos SHIP universitários — com a mesma rede de seguradoras classificação A e a mesma compatibilidade de waiver.
━━Compatível com waiver universitário
━━Cobertura contínua OPT/CPT
━━Saúde mental incluída
━━Maternidade opcional
Cotação Ombrela ao vivo
Cotações reais.
Em dois minutos.
Responda algumas perguntas rápidas. A Ombrela te conecta a seguradoras com classificação A em tempo real — sem spam, sem ligações de venda.
2 min
Class. A
Sem spam
Ombrela — seguro viagem premium
A economia
Planos universitários
vs. planos privados.
SHIP universitário
$3.500
Anual · varia por escola
Ombrela privado
$1.200
Anual · elegível para waiver
* Preço indicativo para estudantes saudáveis de 18–29. Verifique os critérios de waiver da sua universidade.
Avaliações reais
O que os viajantes
realmente dizem.
4.9
84 avaliações · média de 4.9/5
My SHIP would have been $3,400 for the year. I got identical-or-better coverage through Ombrela for $1,180. UCLA accepted the waiver immediately.
Anya P.
F1 undergrad · Moscow → UCLA
The continuous coverage during my visa change saved me. SHIP plans drop you the day you graduate but jobs do not start until weeks later. Ombrela bridged the gap automatically.
Rohan G.
OPT (post-graduation) · India → Seattle
Almost no broker covers M1 students. Ombrela does, and the price was reasonable. Felt like someone finally thought about smaller school programs too.
Lucia D.
M1 vocational · Buenos Aires → community college
Questions
Student coverage, explained.
01
Can I use this to waive my university (SHIP) plan?
Often, yes. Many schools allow an F-1/M-1 student to waive the school plan with comparable private coverage. Check your school’s specific waiver requirements (limits, deductible, deadline) and compare them against your quote before submitting the waiver.
02
Does it cover F-1, OPT, and CPT?
Yes. Plans are available for F-1 and M-1 students as well as students on OPT and CPT, including continuous coverage through a status change so you are not left with a gap between graduation and your job start.
03
How much can I save versus my school plan?
Many students find comparable coverage for substantially less than a university SHIP plan. Actual savings depend on your age, school, and the limits you select — run a quote to see real numbers for your situation.
04
What if my school rejects the waiver?
If a school does not accept a waiver, you can usually cancel a newly purchased policy within the carrier’s free-look window for a refund. Always confirm the waiver is approved before relying on it.
05
Are pre-existing conditions covered?
Coverage of pre-existing conditions varies by plan. Some include an acute-onset benefit. Each plan’s details are shown in the results so you can pick one that fits your needs.