My visa required very specific DOS minimums. Ombrela found me a compliant plan that beat my university's rate by 40%. Sponsor approved it on first review.
Dr. Marcus L.
J1 research scholar · Berlin → Stanford
02 · Seguro de Visto J1 de Intercâmbio
Intercâmbio em conformidade. Até a última vírgula.
Seguro de saúde em conformidade com o DOS para visitantes de intercâmbio J-1 — au pairs, pesquisadores, estagiários, participantes do trabalho de verão e monitores de acampamento. Cada plano que apresentamos atende aos mínimos do 22 CFR 62.14.
━━Planos verificados pelo DOS
━━Especialistas em au pairs
━━Nível para pesquisadores
━━Renovável por vários anos
Cotação Ombrela ao vivo
Cotações reais.
Em dois minutos.
Responda algumas perguntas rápidas. A Ombrela te conecta a seguradoras com classificação A em tempo real — sem spam, sem ligações de venda.
2 min
Class. A
Sem spam
Ombrela — seguro viagem premium
Regulação federal
22 CFR 62.14, decodificado.
O Departamento de Estado dos EUA exige que cada visitante de intercâmbio J-1 mantenha um seguro que atenda a esses mínimos específicos. O descumprimento pode causar a rescisão do programa.
01$100.000+ por acidente ou doença
02$25.000+ repatriação de restos
03$50.000+ evacuação médica
04Franquia de $500 ou menos
Cada plano J1 da Ombrela supera esses requisitos.
Avaliações reais
O que os viajantes
realmente dizem.
4.9
96 avaliações · média de 4.9/5
My au pair agency had a recommended plan but it was way overpriced. Ombrela had three au pair-specialist options for half the cost. Same DOS compliance, way less money.
Sofia R.
Au pair · Madrid → Boston family
Cheapest legit option I found. I am only here for 12 weeks and the seasonal pricing reflects that — most other plans wanted full-year rates.
Ahmed F.
Summer Work Travel · Cairo → North Carolina
Everything was clear. The plan covered the activities my camp does — including evening sailing, which is excluded on a lot of cheap policies. Read the small print, this one was honest.
Yuki T.
Camp counselor · Tokyo → Maine camp
Questions
J-1 coverage, clarified.
01
Is Ombrela J-1 insurance DOS-compliant?
Yes. The plans we surface meet the U.S. Department of State minimums for exchange visitors under 22 CFR 62.14 — including the required medical, evacuation, and repatriation coverage. Your certificate lists each figure so your sponsor can verify it.
02
Will my program sponsor accept the certificate?
Sponsors check that coverage meets the DOS thresholds. Because these plans are built for the J-1 category, the certificate shows the exact limits sponsors look for. If your sponsor has an additional house requirement, compare it against your quote before you buy.
03
Can I cover my J-2 dependents (spouse and children)?
Yes. Add a spouse and children in the quote step and the plans will price coverage for your whole family on a single policy where the carrier allows it.
04
How fast do I get proof of coverage?
Most carriers issue your policy documents by email within minutes of purchase, so you can forward proof to your sponsor the same day.
05
What does J-1 insurance typically cost?
Premiums depend on your age, program length, and the coverage limits you choose. Seasonal program lengths are priced accordingly rather than as a full year, which is why short programs are often far cheaper than a university plan.