My visa required very specific DOS minimums. Ombrela found me a compliant plan that beat my university's rate by 40%. Sponsor approved it on first review.
Dr. Marcus L.
J1 research scholar · Berlin → Stanford
02 · J1 交换访问签证保险
交换合规。 逗号都不差。
为 J-1 交换访问者提供符合美国国务院要求的健康保险 — 互惠生、研究学者、实习生、暑期工作旅行参与者和夏令营辅导员。我们展示的每个计划都满足 22 CFR 62.14 的最低要求。
━━国务院验证的计划
━━互惠生专家
━━研究学者级别
━━多年可续保
Ombrela 实时报价
真实 报价。
两分钟即可。
回答几个简短的问题。Ombrela 实时为您匹配 A 级保险公司 — 无垃圾邮件，无销售电话。
2分钟
A级
无垃圾邮件
Ombrela — 高端旅行保险
联邦法规
22 CFR 62.14，解码。
美国国务院要求每位 J-1 交换访问者维持符合这些特定最低标准的保险。不合规可能导致项目终止。
01每次事故或疾病 $100,000+
02$25,000+ 遗体遣返
03$50,000+ 医疗撤离
04免赔额 $500 或更少
每个 Ombrela J1 计划都超过这些要求。
真实评价
旅行者的
真实反馈。
4.9
96 条评价 · 4.9/5 平均分
My au pair agency had a recommended plan but it was way overpriced. Ombrela had three au pair-specialist options for half the cost. Same DOS compliance, way less money.
Sofia R.
Au pair · Madrid → Boston family
Cheapest legit option I found. I am only here for 12 weeks and the seasonal pricing reflects that — most other plans wanted full-year rates.
Ahmed F.
Summer Work Travel · Cairo → North Carolina
Everything was clear. The plan covered the activities my camp does — including evening sailing, which is excluded on a lot of cheap policies. Read the small print, this one was honest.
Yuki T.
Camp counselor · Tokyo → Maine camp
Questions
J-1 coverage, clarified.
01
Is Ombrela J-1 insurance DOS-compliant?
Yes. The plans we surface meet the U.S. Department of State minimums for exchange visitors under 22 CFR 62.14 — including the required medical, evacuation, and repatriation coverage. Your certificate lists each figure so your sponsor can verify it.
02
Will my program sponsor accept the certificate?
Sponsors check that coverage meets the DOS thresholds. Because these plans are built for the J-1 category, the certificate shows the exact limits sponsors look for. If your sponsor has an additional house requirement, compare it against your quote before you buy.
03
Can I cover my J-2 dependents (spouse and children)?
Yes. Add a spouse and children in the quote step and the plans will price coverage for your whole family on a single policy where the carrier allows it.
04
How fast do I get proof of coverage?
Most carriers issue your policy documents by email within minutes of purchase, so you can forward proof to your sponsor the same day.
05
What does J-1 insurance typically cost?
Premiums depend on your age, program length, and the coverage limits you choose. Seasonal program lengths are priced accordingly rather than as a full year, which is why short programs are often far cheaper than a university plan.