We immigrated from São Paulo and needed coverage before my husband's employer benefits started. The 90-day gap was scary — Ombrela bridged it perfectly.
Sofia M.
K-1 visa · São Paulo → Texas
04 · 新移民保险
弥合空白。 第一天就准备好。
为新绿卡持有者、K-1 签证配偶和新到达的移民提供健康保险 — 专为 ACA 市场注册或雇主福利开始之前的过渡期设计。A 级美国保险公司承保每个计划。
━━专为 ACA 过渡设计
━━K-1 配偶保障
━━第一天起即生效
━━最长 3 年
Ombrela 实时报价
真实 报价。
两分钟即可。
回答几个简短的问题。Ombrela 实时为您匹配 A 级保险公司 — 无垃圾邮件，无销售电话。
2分钟
A级
无垃圾邮件
Ombrela — 高端旅行保险
适用人群
第一年
最艰难。
01新绿卡持有者（5 年 Medicaid 等待期）
02雇主福利开始前的 H-1B 持有者
03入职中的 L-1 公司内部调任者
04等待调整的 K-1 未婚夫(妻)签证持有者
05在赞助者福利扩展前到达的家庭成员
06从工作授权到福利之间的过渡者
真实评价
旅行者的
真实反馈。
4.8
53 条评价 · 4.8/5 平均分
Medicaid has a 5-year wait for new residents. I needed a bridge plan that was actually affordable. Got it through Ombrela for $180/month with real $1M coverage.
Diego F.
New green card · Mexico City → Phoenix
Brought my elderly mother over. Hardest case for insurance — she is over 70 with pre-existing conditions. Ombrela found one specialty carrier that took her. Lifesaver.
Fatima A.
Family-based · Karachi → New Jersey
My company HR was useless on the gap-coverage question. Ombrela explained the issue in three sentences and had me covered same day.
Henrik J.
L-1 transfer · Copenhagen → Chicago
Questions
Bridge coverage, demystified.
01
What is bridge (gap) coverage for new immigrants?
It is short-to-medium-term medical coverage that protects you during the window before employer benefits, marketplace coverage, or Medicaid eligibility begins — a gap that can last weeks or, for some new residents, much longer.
02
Who is this for — green card, K-1, H-1B, L-1?
New green card holders, K-1 fiancé(e) visa holders, and H-1B/L-1 transferees commonly use these plans to stay covered while waiting for other coverage to start.
03
New residents face a 5-year Medicaid wait — does this help?
Yes. Many lawful permanent residents are subject to a waiting period before Medicaid eligibility. A bridge plan is a way to maintain medical coverage affordably during that period.
04
Can I cover older parents or relatives?
Some specialty carriers cover older applicants and those with pre-existing conditions. Availability and pricing depend on age and health history — run a quote to see which carriers will offer coverage.
05
How long can the coverage last?
Depending on the plan and carrier, coverage can be purchased for short trips or renewed over longer periods. The duration and renewability of each plan are shown in your results.