We immigrated from São Paulo and needed coverage before my husband's employer benefits started. The 90-day gap was scary — Ombrela bridged it perfectly.
Sofia M.
K-1 visa · São Paulo → Texas
04 · Assurance Nouveau Migrant
Comblez le vide. Prêt dès le premier jour.
Assurance santé pour les nouveaux titulaires de Green Card, conjoints de visa K-1 et immigrants nouvellement arrivés — conçue pour la période avant l'inscription ACA ou les avantages employeur. Des assureurs américains notés A garantissent chaque plan.
━━Conçu comme pont vers ACA
━━Couverture conjoint K-1
━━Couverture dès le premier jour
━━Jusqu'à 3 ans
Devis Ombrela en direct
Vrais devis.
En deux minutes.
Répondez à quelques questions. Ombrela vous met en relation avec des assureurs notés A en temps réel — sans spam, sans démarchage.
2 min
Notés A
Sans spam
Ombrela — assurance voyage premium
Pour qui
La première année
est la plus difficile.
01Nouveaux titulaires de Green Card (attente Medicaid de 5 ans)
02Titulaires de H-1B avant les avantages employeur
03Mutés L-1 intra-entreprise en onboarding
04Titulaires de visa K-1 fiancé(e) en attente d'ajustement
05Membres de la famille arrivant avant l'extension des avantages du sponsor
06Toute personne entre l'autorisation de travail et les avantages
Vrais avis
Ce que disent
vraiment les voyageurs.
4.8
53 avis · moyenne de 4.8/5
Medicaid has a 5-year wait for new residents. I needed a bridge plan that was actually affordable. Got it through Ombrela for $180/month with real $1M coverage.
Diego F.
New green card · Mexico City → Phoenix
Brought my elderly mother over. Hardest case for insurance — she is over 70 with pre-existing conditions. Ombrela found one specialty carrier that took her. Lifesaver.
Fatima A.
Family-based · Karachi → New Jersey
My company HR was useless on the gap-coverage question. Ombrela explained the issue in three sentences and had me covered same day.
Henrik J.
L-1 transfer · Copenhagen → Chicago
Questions
Bridge coverage, demystified.
01
What is bridge (gap) coverage for new immigrants?
It is short-to-medium-term medical coverage that protects you during the window before employer benefits, marketplace coverage, or Medicaid eligibility begins — a gap that can last weeks or, for some new residents, much longer.
02
Who is this for — green card, K-1, H-1B, L-1?
New green card holders, K-1 fiancé(e) visa holders, and H-1B/L-1 transferees commonly use these plans to stay covered while waiting for other coverage to start.
03
New residents face a 5-year Medicaid wait — does this help?
Yes. Many lawful permanent residents are subject to a waiting period before Medicaid eligibility. A bridge plan is a way to maintain medical coverage affordably during that period.
04
Can I cover older parents or relatives?
Some specialty carriers cover older applicants and those with pre-existing conditions. Availability and pricing depend on age and health history — run a quote to see which carriers will offer coverage.
05
How long can the coverage last?
Depending on the plan and carrier, coverage can be purchased for short trips or renewed over longer periods. The duration and renewability of each plan are shown in your results.