We immigrated from São Paulo and needed coverage before my husband's employer benefits started. The 90-day gap was scary — Ombrela bridged it perfectly.
Sofia M.
K-1 visa · São Paulo → Texas
04 · 신규 이민자 보험
공백을 메우다. 첫날부터 준비.
신규 영주권자, K-1 비자 배우자, 새로 도착한 이민자를 위한 의료보험 — ACA 마켓플레이스 등록 또는 고용주 혜택 시작 전 공백 기간을 위해 설계되었습니다. A 등급 미국 보험사가 모든 플랜을 인수합니다.
━━ACA 다리 설계
━━K-1 배우자 보장
━━첫날부터 보장
━━최대 3년
Ombrela 실시간 견적
실제 견적.
단 2분 안에.
몇 가지 빠른 질문에 답하세요. Ombrela가 실시간으로 A 등급 보험사와 매칭해 드립니다 — 스팸 없음, 영업 전화 없음.
2분
A 등급
스팸 없음
Ombrela — 프리미엄 여행 보험
대상
첫 해가
가장 어렵습니다.
01신규 영주권자 (5년 Medicaid 대기)
02고용주 혜택 시작 전 H-1B 보유자
03온보딩 중인 L-1 회사 내 이동자
04조정을 기다리는 K-1 약혼자 비자 보유자
05스폰서 혜택 확장 전 도착하는 가족 구성원
06취업 허가에서 혜택으로 이행하는 모든 사람
실제 리뷰
여행자들이
실제로 하는 말.
4.8
53개 리뷰 · 평균 4.8/5
Medicaid has a 5-year wait for new residents. I needed a bridge plan that was actually affordable. Got it through Ombrela for $180/month with real $1M coverage.
Diego F.
New green card · Mexico City → Phoenix
Brought my elderly mother over. Hardest case for insurance — she is over 70 with pre-existing conditions. Ombrela found one specialty carrier that took her. Lifesaver.
Fatima A.
Family-based · Karachi → New Jersey
My company HR was useless on the gap-coverage question. Ombrela explained the issue in three sentences and had me covered same day.
Henrik J.
L-1 transfer · Copenhagen → Chicago
Questions
Bridge coverage, demystified.
01
What is bridge (gap) coverage for new immigrants?
It is short-to-medium-term medical coverage that protects you during the window before employer benefits, marketplace coverage, or Medicaid eligibility begins — a gap that can last weeks or, for some new residents, much longer.
02
Who is this for — green card, K-1, H-1B, L-1?
New green card holders, K-1 fiancé(e) visa holders, and H-1B/L-1 transferees commonly use these plans to stay covered while waiting for other coverage to start.
03
New residents face a 5-year Medicaid wait — does this help?
Yes. Many lawful permanent residents are subject to a waiting period before Medicaid eligibility. A bridge plan is a way to maintain medical coverage affordably during that period.
04
Can I cover older parents or relatives?
Some specialty carriers cover older applicants and those with pre-existing conditions. Availability and pricing depend on age and health history — run a quote to see which carriers will offer coverage.
05
How long can the coverage last?
Depending on the plan and carrier, coverage can be purchased for short trips or renewed over longer periods. The duration and renewability of each plan are shown in your results.