We immigrated from São Paulo and needed coverage before my husband's employer benefits started. The 90-day gap was scary — Ombrela bridged it perfectly.
Sofia M.
K-1 visa · São Paulo → Texas
04 · 新規移民保険
ギャップを埋める。 初日から準備完了。
新しいグリーンカード保持者、K-1ビザの配偶者、新たに到着した移民のための医療保険 — ACAマーケットプレイス登録または雇用主福利厚生開始前のギャップ向けに設計。A格付けの米国保険会社がすべてのプランを引き受けます。
━━ACAブリッジ設計
━━K-1配偶者カバー
━━初日からカバー
━━最長3年
Ombrela ライブ見積もり
実際の 見積もり。
2分で完了。
いくつかの簡単な質問にお答えください。Ombrelaはリアルタイムで A格付けの保険会社とマッチングします — スパムなし、営業電話なし。
2分
A格付け
スパムなし
Ombrela — プレミアム旅行保険
対象者
最初の1年が
最も厳しい。
01新規グリーンカード保持者（5年 Medicaid 待機）
02雇用主の福利厚生開始前の H-1B 保持者
03オンボーディング中の L-1 社内転勤者
04調整を待つ K-1 婚約者ビザ保持者
05スポンサーの福利厚生拡大前に到着する家族
06労働許可から福利厚生への移行者
本物のレビュー
旅行者の
本音。
4.8
53 件のレビュー · 平均 4.8/5
Medicaid has a 5-year wait for new residents. I needed a bridge plan that was actually affordable. Got it through Ombrela for $180/month with real $1M coverage.
Diego F.
New green card · Mexico City → Phoenix
Brought my elderly mother over. Hardest case for insurance — she is over 70 with pre-existing conditions. Ombrela found one specialty carrier that took her. Lifesaver.
Fatima A.
Family-based · Karachi → New Jersey
My company HR was useless on the gap-coverage question. Ombrela explained the issue in three sentences and had me covered same day.
Henrik J.
L-1 transfer · Copenhagen → Chicago
Questions
Bridge coverage, demystified.
01
What is bridge (gap) coverage for new immigrants?
It is short-to-medium-term medical coverage that protects you during the window before employer benefits, marketplace coverage, or Medicaid eligibility begins — a gap that can last weeks or, for some new residents, much longer.
02
Who is this for — green card, K-1, H-1B, L-1?
New green card holders, K-1 fiancé(e) visa holders, and H-1B/L-1 transferees commonly use these plans to stay covered while waiting for other coverage to start.
03
New residents face a 5-year Medicaid wait — does this help?
Yes. Many lawful permanent residents are subject to a waiting period before Medicaid eligibility. A bridge plan is a way to maintain medical coverage affordably during that period.
04
Can I cover older parents or relatives?
Some specialty carriers cover older applicants and those with pre-existing conditions. Availability and pricing depend on age and health history — run a quote to see which carriers will offer coverage.
05
How long can the coverage last?
Depending on the plan and carrier, coverage can be purchased for short trips or renewed over longer periods. The duration and renewability of each plan are shown in your results.