We immigrated from São Paulo and needed coverage before my husband's employer benefits started. The 90-day gap was scary — Ombrela bridged it perfectly.
Sofia M.
K-1 visa · São Paulo → Texas
04 · Seguro para Novo Imigrante
Preencha a lacuna. Pronto no dia 1.
Seguro de saúde para novos titulares de Green Card, cônjuges de visto K-1 e imigrantes recém-chegados — projetado para o período antes da inscrição no ACA ou benefícios do empregador. Seguradoras americanas com classificação A garantem cada plano.
━━Projetado como ponte ao ACA
━━Cobertura para cônjuge K-1
━━Cobertura desde o dia 1
━━Até 3 anos
Cotação Ombrela ao vivo
Cotações reais.
Em dois minutos.
Responda algumas perguntas rápidas. A Ombrela te conecta a seguradoras com classificação A em tempo real — sem spam, sem ligações de venda.
2 min
Class. A
Sem spam
Ombrela — seguro viagem premium
Para quem é
O primeiro ano
é o mais difícil.
01Novos titulares de Green Card (espera de 5 anos para Medicaid)
02Titulares de H-1B antes dos benefícios do empregador
03Transferidos L-1 intracompanhia em onboarding
04Titulares de visto K-1 noivo(a) aguardando ajuste
05Familiares chegando antes da extensão dos benefícios do patrocinador
06Qualquer pessoa entre autorização de trabalho e benefícios
Avaliações reais
O que os viajantes
realmente dizem.
4.8
53 avaliações · média de 4.8/5
Medicaid has a 5-year wait for new residents. I needed a bridge plan that was actually affordable. Got it through Ombrela for $180/month with real $1M coverage.
Diego F.
New green card · Mexico City → Phoenix
Brought my elderly mother over. Hardest case for insurance — she is over 70 with pre-existing conditions. Ombrela found one specialty carrier that took her. Lifesaver.
Fatima A.
Family-based · Karachi → New Jersey
My company HR was useless on the gap-coverage question. Ombrela explained the issue in three sentences and had me covered same day.
Henrik J.
L-1 transfer · Copenhagen → Chicago
Questions
Bridge coverage, demystified.
01
What is bridge (gap) coverage for new immigrants?
It is short-to-medium-term medical coverage that protects you during the window before employer benefits, marketplace coverage, or Medicaid eligibility begins — a gap that can last weeks or, for some new residents, much longer.
02
Who is this for — green card, K-1, H-1B, L-1?
New green card holders, K-1 fiancé(e) visa holders, and H-1B/L-1 transferees commonly use these plans to stay covered while waiting for other coverage to start.
03
New residents face a 5-year Medicaid wait — does this help?
Yes. Many lawful permanent residents are subject to a waiting period before Medicaid eligibility. A bridge plan is a way to maintain medical coverage affordably during that period.
04
Can I cover older parents or relatives?
Some specialty carriers cover older applicants and those with pre-existing conditions. Availability and pricing depend on age and health history — run a quote to see which carriers will offer coverage.
05
How long can the coverage last?
Depending on the plan and carrier, coverage can be purchased for short trips or renewed over longer periods. The duration and renewability of each plan are shown in your results.