I waived NYU's student plan and saved $1,800 a year with the same hospital network. The waiver was approved on the first try — the certificate matched the school's required minimums exactly.
Chen W.
F1 graduate student · Beijing → NYU
03 · 留学生保険
入学を維持。 保護を維持。
F1、M1、OPT、CPTビザ保持者向けのウェイバー対応医療保険。大学のSHIPプランより30〜50%安価なことが多い — 同じA格付けネットワークと同じウェイバー対応のコンプライアンスを備えています。
━━大学ウェイバー対応
━━OPT/CPT継続補償
━━メンタルヘルス含む
━━産科ライダーオプション
Ombrela ライブ見積もり
実際の 見積もり。
2分で完了。
いくつかの簡単な質問にお答えください。Ombrelaはリアルタイムで A格付けの保険会社とマッチングします — スパムなし、営業電話なし。
2分
A格付け
スパムなし
Ombrela — プレミアム旅行保険
経済性
大学プラン
対 プライベートプラン。
大学 SHIP
$3,500
年間 · 学校による
Ombrela プライベート
$1,200
年間 · 免除対象
* 18-29歳の健康な学生の指標価格。大学の免除基準を確認してください。
本物のレビュー
旅行者の
本音。
4.9
84 件のレビュー · 平均 4.9/5
My SHIP would have been $3,400 for the year. I got identical-or-better coverage through Ombrela for $1,180. UCLA accepted the waiver immediately.
Anya P.
F1 undergrad · Moscow → UCLA
The continuous coverage during my visa change saved me. SHIP plans drop you the day you graduate but jobs do not start until weeks later. Ombrela bridged the gap automatically.
Rohan G.
OPT (post-graduation) · India → Seattle
Almost no broker covers M1 students. Ombrela does, and the price was reasonable. Felt like someone finally thought about smaller school programs too.
Lucia D.
M1 vocational · Buenos Aires → community college
Questions
Student coverage, explained.
01
Can I use this to waive my university (SHIP) plan?
Often, yes. Many schools allow an F-1/M-1 student to waive the school plan with comparable private coverage. Check your school’s specific waiver requirements (limits, deductible, deadline) and compare them against your quote before submitting the waiver.
02
Does it cover F-1, OPT, and CPT?
Yes. Plans are available for F-1 and M-1 students as well as students on OPT and CPT, including continuous coverage through a status change so you are not left with a gap between graduation and your job start.
03
How much can I save versus my school plan?
Many students find comparable coverage for substantially less than a university SHIP plan. Actual savings depend on your age, school, and the limits you select — run a quote to see real numbers for your situation.
04
What if my school rejects the waiver?
If a school does not accept a waiver, you can usually cancel a newly purchased policy within the carrier’s free-look window for a refund. Always confirm the waiver is approved before relying on it.
05
Are pre-existing conditions covered?
Coverage of pre-existing conditions varies by plan. Some include an acute-onset benefit. Each plan’s details are shown in the results so you can pick one that fits your needs.