I waived NYU's student plan and saved $1,800 a year with the same hospital network. The waiver was approved on the first try — the certificate matched the school's required minimums exactly.
Chen W.
F1 graduate student · Beijing → NYU
03 · 국제 학생 보험
등록 유지. 보호 유지.
F1, M1, OPT, CPT 비자 소지자를 위한 면제 호환 의료보험. 대학 SHIP 플랜보다 종종 30-50% 저렴하며, 동일한 A 등급 네트워크와 동일한 면제 친화적 규정 준수를 갖추고 있습니다.
━━대학 면제 호환
━━OPT/CPT 지속 보장
━━정신 건강 포함
━━선택적 출산 라이더
Ombrela 실시간 견적
실제 견적.
단 2분 안에.
몇 가지 빠른 질문에 답하세요. Ombrela가 실시간으로 A 등급 보험사와 매칭해 드립니다 — 스팸 없음, 영업 전화 없음.
2분
A 등급
스팸 없음
Ombrela — 프리미엄 여행 보험
경제성
대학 플랜
대 민간 플랜.
대학 SHIP
$3,500
연간 · 학교별 상이
Ombrela 민간
$1,200
연간 · 면제 가능
* 18-29세 건강한 학생의 지표 가격. 대학의 면제 기준을 확인하세요.
실제 리뷰
여행자들이
실제로 하는 말.
4.9
84개 리뷰 · 평균 4.9/5
My SHIP would have been $3,400 for the year. I got identical-or-better coverage through Ombrela for $1,180. UCLA accepted the waiver immediately.
Anya P.
F1 undergrad · Moscow → UCLA
The continuous coverage during my visa change saved me. SHIP plans drop you the day you graduate but jobs do not start until weeks later. Ombrela bridged the gap automatically.
Rohan G.
OPT (post-graduation) · India → Seattle
Almost no broker covers M1 students. Ombrela does, and the price was reasonable. Felt like someone finally thought about smaller school programs too.
Lucia D.
M1 vocational · Buenos Aires → community college
Questions
Student coverage, explained.
01
Can I use this to waive my university (SHIP) plan?
Often, yes. Many schools allow an F-1/M-1 student to waive the school plan with comparable private coverage. Check your school’s specific waiver requirements (limits, deductible, deadline) and compare them against your quote before submitting the waiver.
02
Does it cover F-1, OPT, and CPT?
Yes. Plans are available for F-1 and M-1 students as well as students on OPT and CPT, including continuous coverage through a status change so you are not left with a gap between graduation and your job start.
03
How much can I save versus my school plan?
Many students find comparable coverage for substantially less than a university SHIP plan. Actual savings depend on your age, school, and the limits you select — run a quote to see real numbers for your situation.
04
What if my school rejects the waiver?
If a school does not accept a waiver, you can usually cancel a newly purchased policy within the carrier’s free-look window for a refund. Always confirm the waiver is approved before relying on it.
05
Are pre-existing conditions covered?
Coverage of pre-existing conditions varies by plan. Some include an acute-onset benefit. Each plan’s details are shown in the results so you can pick one that fits your needs.