I waived NYU's student plan and saved $1,800 a year with the same hospital network. The waiver was approved on the first try — the certificate matched the school's required minimums exactly.
Chen W.
F1 graduate student · Beijing → NYU
03 · 国际学生保险
保持入学。 保持保障。
为 F1、M1、OPT 和 CPT 签证持有人提供符合豁免条件的健康保险。通常比大学 SHIP 计划便宜 30-50% — 拥有相同的 A 级网络和相同的豁免友好合规性。
━━兼容大学豁免
━━OPT/CPT 持续保障
━━包含心理健康
━━可选生育附加
Ombrela 实时报价
真实 报价。
两分钟即可。
回答几个简短的问题。Ombrela 实时为您匹配 A 级保险公司 — 无垃圾邮件，无销售电话。
2分钟
A级
无垃圾邮件
Ombrela — 高端旅行保险
经济性
大学计划
对比 私人计划。
大学 SHIP
$3,500
年度 · 因学校而异
Ombrela 私人
$1,200
年度 · 豁免资格
* 18-29 岁健康学生的指示性价格。请核实您大学的豁免标准。
真实评价
旅行者的
真实反馈。
4.9
84 条评价 · 4.9/5 平均分
My SHIP would have been $3,400 for the year. I got identical-or-better coverage through Ombrela for $1,180. UCLA accepted the waiver immediately.
Anya P.
F1 undergrad · Moscow → UCLA
The continuous coverage during my visa change saved me. SHIP plans drop you the day you graduate but jobs do not start until weeks later. Ombrela bridged the gap automatically.
Rohan G.
OPT (post-graduation) · India → Seattle
Almost no broker covers M1 students. Ombrela does, and the price was reasonable. Felt like someone finally thought about smaller school programs too.
Lucia D.
M1 vocational · Buenos Aires → community college
Questions
Student coverage, explained.
01
Can I use this to waive my university (SHIP) plan?
Often, yes. Many schools allow an F-1/M-1 student to waive the school plan with comparable private coverage. Check your school’s specific waiver requirements (limits, deductible, deadline) and compare them against your quote before submitting the waiver.
02
Does it cover F-1, OPT, and CPT?
Yes. Plans are available for F-1 and M-1 students as well as students on OPT and CPT, including continuous coverage through a status change so you are not left with a gap between graduation and your job start.
03
How much can I save versus my school plan?
Many students find comparable coverage for substantially less than a university SHIP plan. Actual savings depend on your age, school, and the limits you select — run a quote to see real numbers for your situation.
04
What if my school rejects the waiver?
If a school does not accept a waiver, you can usually cancel a newly purchased policy within the carrier’s free-look window for a refund. Always confirm the waiver is approved before relying on it.
05
Are pre-existing conditions covered?
Coverage of pre-existing conditions varies by plan. Some include an acute-onset benefit. Each plan’s details are shown in the results so you can pick one that fits your needs.