I waived NYU's student plan and saved $1,800 a year with the same hospital network. The waiver was approved on the first try — the certificate matched the school's required minimums exactly.
Chen W.
F1 graduate student · Beijing → NYU
03 · Internationale Studierende
Eingeschrieben bleiben. Geschützt bleiben.
Waiver-kompatible Krankenversicherung für F1-, M1-, OPT- und CPT-Visum-Inhaber. Oft 30–50 % günstiger als universitäre SHIP-Pläne — mit demselben A-bewerteten Netzwerk und derselben Waiver-freundlichen Konformität.
━━Mit Universitäts-Waiver kompatibel
━━OPT/CPT durchgängige Deckung
━━Inklusive psychischer Gesundheit
━━Optionale Mutterschaftsleistung
Ombrela Live-Angebot
Echte Angebote.
In zwei Minuten.
Beantworten Sie ein paar kurze Fragen. Ombrela verbindet Sie in Echtzeit mit A-bewerteten Versicherern — kein Spam, keine Verkaufsanrufe.
2 Min.
A-bewertet
Kein Spam
Ombrela — Premium-Reiseversicherung
Die Ökonomie
Universitätspläne
vs. private Pläne.
Universitäts-SHIP
$3.500
Jährlich · variiert je nach Schule
Ombrela privat
$1.200
Jährlich · Waiver-berechtigt
* Richtpreise für gesunde Studierende 18–29. Überprüfen Sie die Waiver-Kriterien Ihrer Universität.
Echte Bewertungen
Was Reisende
wirklich sagen.
4.9
84 Bewertungen · 4.9/5 Durchschnitt
My SHIP would have been $3,400 for the year. I got identical-or-better coverage through Ombrela for $1,180. UCLA accepted the waiver immediately.
Anya P.
F1 undergrad · Moscow → UCLA
The continuous coverage during my visa change saved me. SHIP plans drop you the day you graduate but jobs do not start until weeks later. Ombrela bridged the gap automatically.
Rohan G.
OPT (post-graduation) · India → Seattle
Almost no broker covers M1 students. Ombrela does, and the price was reasonable. Felt like someone finally thought about smaller school programs too.
Lucia D.
M1 vocational · Buenos Aires → community college
Questions
Student coverage, explained.
01
Can I use this to waive my university (SHIP) plan?
Often, yes. Many schools allow an F-1/M-1 student to waive the school plan with comparable private coverage. Check your school’s specific waiver requirements (limits, deductible, deadline) and compare them against your quote before submitting the waiver.
02
Does it cover F-1, OPT, and CPT?
Yes. Plans are available for F-1 and M-1 students as well as students on OPT and CPT, including continuous coverage through a status change so you are not left with a gap between graduation and your job start.
03
How much can I save versus my school plan?
Many students find comparable coverage for substantially less than a university SHIP plan. Actual savings depend on your age, school, and the limits you select — run a quote to see real numbers for your situation.
04
What if my school rejects the waiver?
If a school does not accept a waiver, you can usually cancel a newly purchased policy within the carrier’s free-look window for a refund. Always confirm the waiver is approved before relying on it.
05
Are pre-existing conditions covered?
Coverage of pre-existing conditions varies by plan. Some include an acute-onset benefit. Each plan’s details are shown in the results so you can pick one that fits your needs.