I waived NYU's student plan and saved $1,800 a year with the same hospital network. The waiver was approved on the first try — the certificate matched the school's required minimums exactly.
Chen W.
F1 graduate student · Beijing → NYU
03 · ٠٣ · تأمين الطلاب الدوليين
تأمين صحي متوافق مع شهادة الإعفاء لحاملي تأشيرات F1 و M1 و OPT و CPT. غالباً ما يكون أرخص بنسبة 30-50% من خطط SHIP الجامعية — مع نفس شبكة شركات التأمين ذات التصنيف A ونفس التوافق مع شهادة الإعفاء.
━━متوافق مع شهادة إعفاء الجامعة
━━تغطية مستمرة OPT/CPT
━━الصحة النفسية مشمولة
━━تغطية الأمومة اختيارية
أجب عن بعض الأسئلة السريعة. تطابقك Ombrela مع شركات تأمين ذات تصنيف A في الوقت الفعلي — بدون رسائل مزعجة أو مكالمات بيع.
دقيقتان
تصنيف A
بدون إزعاج
Ombrela — تأمين سفر متميز
الاقتصاديات
SHIP جامعي
$3,500
سنوي · يختلف حسب المدرسة
Ombrela خاص
$1,200
سنوي · مؤهل للإعفاء
* أسعار إرشادية للطلاب الأصحاء 18-29. تحقق من معايير الإعفاء في جامعتك.
مراجعات حقيقية
84 مراجعة · متوسط 4.9/5
I waived NYU's student plan and saved $1,800 a year with the same hospital network. The waiver was approved on the first try — the certificate matched the school's required minimums exactly.
Chen W.
F1 graduate student · Beijing → NYU
My SHIP would have been $3,400 for the year. I got identical-or-better coverage through Ombrela for $1,180. UCLA accepted the waiver immediately.
Anya P.
F1 undergrad · Moscow → UCLA
The continuous coverage during my visa change saved me. SHIP plans drop you the day you graduate but jobs do not start until weeks later. Ombrela bridged the gap automatically.
Rohan G.
OPT (post-graduation) · India → Seattle
Almost no broker covers M1 students. Ombrela does, and the price was reasonable. Felt like someone finally thought about smaller school programs too.
Lucia D.
M1 vocational · Buenos Aires → community college
Questions
Often, yes. Many schools allow an F-1/M-1 student to waive the school plan with comparable private coverage. Check your school’s specific waiver requirements (limits, deductible, deadline) and compare them against your quote before submitting the waiver.
Yes. Plans are available for F-1 and M-1 students as well as students on OPT and CPT, including continuous coverage through a status change so you are not left with a gap between graduation and your job start.
Many students find comparable coverage for substantially less than a university SHIP plan. Actual savings depend on your age, school, and the limits you select — run a quote to see real numbers for your situation.
If a school does not accept a waiver, you can usually cancel a newly purchased policy within the carrier’s free-look window for a refund. Always confirm the waiver is approved before relying on it.
Coverage of pre-existing conditions varies by plan. Some include an acute-onset benefit. Each plan’s details are shown in the results so you can pick one that fits your needs.