My visa required very specific DOS minimums. Ombrela found me a compliant plan that beat my university's rate by 40%. Sponsor approved it on first review.
Dr. Marcus L.
J1 research scholar · Berlin → Stanford
02 · J1 교환 비자 보험
교환 규정 준수. 쉼표까지 정확하게.
J-1 교환 방문자를 위한 DOS 준수 의료보험 — 오페어, 연구원, 인턴, 여름 일과 여행 참가자, 캠프 카운슬러. 제공하는 모든 플랜은 22 CFR 62.14 최소 요구 사항을 충족합니다.
━━DOS 검증 플랜
━━오페어 전문가
━━연구원 등급
━━다년 갱신 가능
Ombrela 실시간 견적
실제 견적.
단 2분 안에.
몇 가지 빠른 질문에 답하세요. Ombrela가 실시간으로 A 등급 보험사와 매칭해 드립니다 — 스팸 없음, 영업 전화 없음.
2분
A 등급
스팸 없음
Ombrela — 프리미엄 여행 보험
연방 규정
22 CFR 62.14, 해독.
미국 국무부는 모든 J-1 교환 방문자가 이러한 특정 최소 요건을 충족하는 보험을 유지하도록 요구합니다. 미준수는 프로그램 종료를 초래할 수 있습니다.
01사고 또는 질병당 $100,000+
02$25,000+ 시신 송환
03$50,000+ 의료 후송
04공제액 $500 이하
모든 Ombrela J1 플랜은 이러한 요구 사항을 초과합니다.
실제 리뷰
여행자들이
실제로 하는 말.
4.9
96개 리뷰 · 평균 4.9/5
My au pair agency had a recommended plan but it was way overpriced. Ombrela had three au pair-specialist options for half the cost. Same DOS compliance, way less money.
Sofia R.
Au pair · Madrid → Boston family
Cheapest legit option I found. I am only here for 12 weeks and the seasonal pricing reflects that — most other plans wanted full-year rates.
Ahmed F.
Summer Work Travel · Cairo → North Carolina
Everything was clear. The plan covered the activities my camp does — including evening sailing, which is excluded on a lot of cheap policies. Read the small print, this one was honest.
Yuki T.
Camp counselor · Tokyo → Maine camp
Questions
J-1 coverage, clarified.
01
Is Ombrela J-1 insurance DOS-compliant?
Yes. The plans we surface meet the U.S. Department of State minimums for exchange visitors under 22 CFR 62.14 — including the required medical, evacuation, and repatriation coverage. Your certificate lists each figure so your sponsor can verify it.
02
Will my program sponsor accept the certificate?
Sponsors check that coverage meets the DOS thresholds. Because these plans are built for the J-1 category, the certificate shows the exact limits sponsors look for. If your sponsor has an additional house requirement, compare it against your quote before you buy.
03
Can I cover my J-2 dependents (spouse and children)?
Yes. Add a spouse and children in the quote step and the plans will price coverage for your whole family on a single policy where the carrier allows it.
04
How fast do I get proof of coverage?
Most carriers issue your policy documents by email within minutes of purchase, so you can forward proof to your sponsor the same day.
05
What does J-1 insurance typically cost?
Premiums depend on your age, program length, and the coverage limits you choose. Seasonal program lengths are priced accordingly rather than as a full year, which is why short programs are often far cheaper than a university plan.