My visa required very specific DOS minimums. Ombrela found me a compliant plan that beat my university's rate by 40%. Sponsor approved it on first review.
Dr. Marcus L.
J1 research scholar · Berlin → Stanford
02 · J1 Exchange Visa Insurance
Exchange compliant. Down to the comma.
DOS-compliant health insurance for J-1 exchange visitors — au pairs, research scholars, interns, summer work travel participants, and camp counselors. Every plan we surface meets 22 CFR 62.14 minimums.
━━DOS-verified plans
━━Au pair specialists
━━Research scholar tier
━━Multi-year renewable
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Ombrela — premium travel insurance
Federal regulation
22 CFR 62.14, decoded.
The U.S. Department of State requires every J-1 exchange visitor to maintain insurance meeting these specific minimums. Failure to comply can trigger program termination.
01$100,000+ per accident or illness
02$25,000+ repatriation of remains
03$50,000+ medical evacuation
04Deductible $500 or less
Every Ombrela J1 plan exceeds these requirements.
Real reviews
What travelers
actually say.
4.9
96 reviews · 4.9/5 average
My au pair agency had a recommended plan but it was way overpriced. Ombrela had three au pair-specialist options for half the cost. Same DOS compliance, way less money.
Sofia R.
Au pair · Madrid → Boston family
Cheapest legit option I found. I am only here for 12 weeks and the seasonal pricing reflects that — most other plans wanted full-year rates.
Ahmed F.
Summer Work Travel · Cairo → North Carolina
Everything was clear. The plan covered the activities my camp does — including evening sailing, which is excluded on a lot of cheap policies. Read the small print, this one was honest.
Yuki T.
Camp counselor · Tokyo → Maine camp
Questions
J-1 coverage, clarified.
01
Is Ombrela J-1 insurance DOS-compliant?
Yes. The plans we surface meet the U.S. Department of State minimums for exchange visitors under 22 CFR 62.14 — including the required medical, evacuation, and repatriation coverage. Your certificate lists each figure so your sponsor can verify it.
02
Will my program sponsor accept the certificate?
Sponsors check that coverage meets the DOS thresholds. Because these plans are built for the J-1 category, the certificate shows the exact limits sponsors look for. If your sponsor has an additional house requirement, compare it against your quote before you buy.
03
Can I cover my J-2 dependents (spouse and children)?
Yes. Add a spouse and children in the quote step and the plans will price coverage for your whole family on a single policy where the carrier allows it.
04
How fast do I get proof of coverage?
Most carriers issue your policy documents by email within minutes of purchase, so you can forward proof to your sponsor the same day.
05
What does J-1 insurance typically cost?
Premiums depend on your age, program length, and the coverage limits you choose. Seasonal program lengths are priced accordingly rather than as a full year, which is why short programs are often far cheaper than a university plan.