My visa required very specific DOS minimums. Ombrela found me a compliant plan that beat my university's rate by 40%. Sponsor approved it on first review.
Dr. Marcus L.
J1 research scholar · Berlin → Stanford
02 · Seguro de Visa J1 de Intercambio
Intercambio conforme. Hasta la última coma.
Seguro de salud conforme al DOS para visitantes de intercambio J-1 — au pairs, académicos investigadores, internos, participantes de trabajo de verano y consejeros de campamento. Cada plan que mostramos cumple los mínimos del 22 CFR 62.14.
━━Planes verificados por el DOS
━━Especialistas en au pairs
━━Nivel para académicos
━━Renovable por varios años
Cotización Ombrela en vivo
Cotizaciones reales.
En dos minutos.
Responde unas pocas preguntas. Ombrela te conecta con aseguradoras calificadas A en tiempo real — sin spam, sin llamadas de venta.
2 min
Calif. A
Sin spam
Ombrela — seguro de viaje premium
Regulación federal
22 CFR 62.14, explicado.
El Departamento de Estado de EE. UU. exige que cada visitante de intercambio J-1 mantenga un seguro que cumpla con estos mínimos específicos. El incumplimiento puede causar la terminación del programa.
01$100,000+ por accidente o enfermedad
02$25,000+ repatriación de restos
03$50,000+ evacuación médica
04Deducible de $500 o menos
Cada plan J1 de Ombrela supera estos requisitos.
Reseñas reales
Lo que dicen
de verdad los viajeros.
4.9
96 reseñas · 4.9/5 promedio
My au pair agency had a recommended plan but it was way overpriced. Ombrela had three au pair-specialist options for half the cost. Same DOS compliance, way less money.
Sofia R.
Au pair · Madrid → Boston family
Cheapest legit option I found. I am only here for 12 weeks and the seasonal pricing reflects that — most other plans wanted full-year rates.
Ahmed F.
Summer Work Travel · Cairo → North Carolina
Everything was clear. The plan covered the activities my camp does — including evening sailing, which is excluded on a lot of cheap policies. Read the small print, this one was honest.
Yuki T.
Camp counselor · Tokyo → Maine camp
Questions
J-1 coverage, clarified.
01
Is Ombrela J-1 insurance DOS-compliant?
Yes. The plans we surface meet the U.S. Department of State minimums for exchange visitors under 22 CFR 62.14 — including the required medical, evacuation, and repatriation coverage. Your certificate lists each figure so your sponsor can verify it.
02
Will my program sponsor accept the certificate?
Sponsors check that coverage meets the DOS thresholds. Because these plans are built for the J-1 category, the certificate shows the exact limits sponsors look for. If your sponsor has an additional house requirement, compare it against your quote before you buy.
03
Can I cover my J-2 dependents (spouse and children)?
Yes. Add a spouse and children in the quote step and the plans will price coverage for your whole family on a single policy where the carrier allows it.
04
How fast do I get proof of coverage?
Most carriers issue your policy documents by email within minutes of purchase, so you can forward proof to your sponsor the same day.
05
What does J-1 insurance typically cost?
Premiums depend on your age, program length, and the coverage limits you choose. Seasonal program lengths are priced accordingly rather than as a full year, which is why short programs are often far cheaper than a university plan.