My mother visited from India and fell ill in the second week. The wrong plan would have left us with a $40,000 bill. Ombrela had her covered in 10 minutes — the carrier paid the hospital directly.
Priya S.
Family visit · Mumbai → Boston
01 · Visitor Health Insurance
Cross borders. Stay covered.
Comprehensive medical coverage for non-US citizens visiting the United States. Designed to protect you against the cost of unexpected illness, accidents, and hospital bills that can reach six figures without warning.
━━Most popular plan type
━━A-rated US carriers
━━Coverage from $1/day
━━Plans up to age 99
Ombrela live quote
Real quotes.
Two minutes flat.
Answer a few quick questions. Ombrela matches you with A-rated carriers in real time — no spam, no follow-up sales calls.
2 min
A-rated
No spam
Ombrela — premium travel insurance
What's inside
Designed for
real medical events.
01Hospitalization & emergency care
02Doctor visits & urgent care
03Emergency medical evacuation
04Repatriation of remains
05Prescription drug coverage
06COVID-19 treatment included
Real reviews
What travelers
actually say.
4.9
178 reviews · 4.9/5 average
I compared three brokers before booking. Ombrela showed me actual prices, no spam follow-ups, and the policy doc was emailed in two minutes. Best experience I have had with insurance, period.
Carlos M.
Parents visiting · Bogotá → Miami
Affordable coverage with high enough limits to actually be useful. The pre-existing acute onset rider is what sold me — my mother has a chronic condition and that is rarely covered.
Aisha K.
Visiting friend · Lagos → New York
Coverage from $1/day sounded too good. It is not — it is exactly accurate for short healthy trips. I bought, got my certificate, traveled. Done.
James L.
B1/B2 visa · London → San Francisco
Questions, answered
The honest FAQ.
01
Who actually needs visitor health insurance?
Any non-US citizen visiting the United States. Without coverage, a single ER visit can cost $2,000–$10,000, and serious medical events can exceed $100,000. US healthcare extends no safety net to short-term visitors.
02
How much does it cost?
Plans typically run $1–$7 per day depending on age and coverage maximum. A 30-day plan with $100,000 coverage often costs $50–$150 for healthy travelers under 50.
03
What about pre-existing conditions?
Pre-existing conditions are typically excluded — but acute onset coverage protects against sudden flare-ups. Critical for travelers over 60. Always read your policy's pre-existing condition definition before purchase.
04
When does coverage start?
Coverage typically activates the day after purchase or on a date you choose. You can buy before leaving home or after arriving in the US.
05
Can I extend my coverage?
Most plans allow online extensions before expiration — provided you haven't exhausted policy benefits through claims.