Visitor Health Insurance
Understanding Policy Maximum and Deductibles in Visitor Insurance
⚠ この記事は現在英語版のみご利用いただけます。完全な編集翻訳に取り組んでいます——ご辛抱ありがとうございます。
Policy maximum is the most insurance will pay. Deductible is what you pay first. Get these wrong and you risk crippling out-of-pocket costs.
Two numbers determine the financial structure of every visitor insurance policy: the policy maximum and the deductible.
Policy Maximum Explained
The policy maximum is the absolute upper limit your insurer will pay across the entire policy period.
Deductible Explained
The deductible is what you pay before the insurance company pays anything. Common options: $0, $100, $250, $500, $1,000, $2,500, $5,000.
Recommended Settings by Profile
- Young, healthy, short trip: $100K max / $250 deductible
- Family with children, 2 months: $250K max / $250 deductible
- Parents over 60 visiting: $500K max / $250 deductible
- Parents over 70 with health concerns: $1M max / $0 deductible
Bottom Line
Premium is what you pay. Maximum and deductible determine what you risk. Ombrela displays all three side-by-side.
タグ付き
その他 Visitor Health Insurance
Visitor Health Insurance
What Is Visitor Health Insurance and Why Every Traveler Needs It
Visitor Health Insurance
Visitor Insurance for Non-Citizens Traveling to the United States: The Complete Guide
Visitor Health Insurance