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Visitor Health Insurance
Fixed Benefit vs. Comprehensive Visitor Insurance Plans: Which Is Right for You?
2025年5月28日·5 min read·Ombrela 编辑部
⚠ 本文目前仅有英文版本。我们正在制作完整的编辑翻译——感谢您的耐心。
Fixed benefit plans cost less but pay set amounts. Comprehensive plans cost more but cover full medical bills. Which is right for you?
Visitor insurance comes in two fundamentally different shapes: fixed benefit plans and comprehensive plans.
Fixed Benefit Plans
Pay predetermined dollar amounts for specific procedures.
Comprehensive Plans
Cover full usual, customary, and reasonable charges up to the policy maximum.
Bottom Line
For most US visitors, comprehensive coverage is the only plan worth considering.
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fixed benefitcomprehensiveplan types
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